Financing Your Invoice
Home / Loan & Finance / Invoice Finance
Providing a service that is exceptional in every way

Direct and reliable access to your Investment Manager ensures that your objectives and requirements are continuously at the forefront of our mind. This is because your satifsfaction as our valued client is our pleasure and priority.
What is Invoice Finance and how does it work?


Invoice Finance is a straightforward process, and it begins with you raising your invoice for goods or services as usual. Once you’ve raised the invoice, a copy is sent straight to us at Europa Clear Bank Capital Invoice Finance. We will give you up to 90% of the invoice amount within 24 hours and the remaining 10% of the invoice once we've received full payment from your customer.

We offer an Invoice Factoring solution whereby we collect the payments on your behalf managed by our team of expert client managers so you can focus on running your business. Our Confidential Invoice Discounting solution is offered to businesses who want to maintain their own credit control processes, therefore this remains strictly confidential so your customers are unaware of our involvement.

The benefits of invoice finance with Europa Clear Bank Capital

   Boost your cashflow without having to wait up to 120 days for your customers to pay you
   Release up to 90% of the invoice straight away, and the final 10% when the invoice is settled
   No need to chase your invoices, we can do it for you
   6 month trial period followed by a rolling contract

How much does Invoice Finance cost?

We were the first provider to offer a one fee solution from 0.45% to 5% of your turnover depending on the size of your business. Our Inspired Cashflow product comes with

   No hidden fees
   No extras
   No setup costs

You can use our invoice calculator to give you an estimate of price and to understand how much cash you could release back in to your business by using Invoice Finance.

Who should consider Invoice Finance?

European based Small-to-Medium sized businesses (SMEs) with the following criteria:

   Invoicing other businesses
  Are starting up, growing or established
  Have a turnover above €50,000 per year
  We cater for a wide range of sectors, including manufacturing, transport, professional services and recruitment.
We can offer non-recourse Bad Debt Protection and take on your bad debt risk. This provides reassurance, knowing you’ll receive payment and safeguard your cashflow if your customers are unable to pay...
Weoffer up to 90 per cent of invoice value to you usually in less than 24 hours of you issuing the invoice to your customer. We also offer revolving lines of credit and term loans for inventory, machiner...
Every now and then, unforeseen expenses like hospital bills or car services crop up that most times we just haven’t budgeted for. At Europa Clear Bank we cater for these situations with personal loans that can carry you through...
Investments Project Finance Pre-retirement Factoring Private Equity Fund Asset Liability Management
Banking Invoice Finance Bespoke Services Developed Markets Equity Checking Solutions Installment Loan
Home Savings Solutions Contact us Corporate Services Asset Management Unsecured Loan
Personal Banking Bad Debt Protection Hedge Funds Real Estate Finance Personal Secured Loan Consumer Loans