Invoice Discounting
What is Invoice Discounting?


Invoice Discounting (ID) is a quick and easy way to get cash that is tied in your outstanding invoices while you maintain the full accounts receivable management process (i.e. collecting payments from customers, cash allocation, etc.) Your funder makes available an agreed upon value of your accounts receivables and availability can be adjusted daily, weekly or monthly depending on your business's requirements.

ID can be more cost effective than a loan because you only pay for the funds you need, not for the full amount made available to you. This makes ID a flexible funding solution as you only use the funds you require and the funding line can grow as your business's sales grow.

Is your business suitable for Invoice Discounting?

Your business could be suitable to use Invoice Discounting if:

   Your company provides goods and/or services to other commercial businesses
   Invoicing is done in arrears and payment terms are up to 120 days of invoice date
   You have strong reporting and accounting systems and processes
   You have been financially viable for a minimum of 6 months
   Prefer to manage your accounts receivable management

Features and Benefits of Invoice Discounting

Features:

   Release up to 90% of invoice value within 24 hours
   Get cash against the value of your invoices as they are raised
   Continue to liaise with your customers for payment
   Confidential process
   Manage your account 24/7 with our Client Online service
   Optional Bad Debt Protection

Benefits:

   Speed: fast and flexible source of funding which grows in line with sales
   Control: you keep the relationship with your customer by managing your own credit control and sales ledger
   Convenience: you can check your available funding at any time with our 24/7 online service
   Personal: we tailor our services based on your business's requirements
   Security: you have the option to protect against customer insolvency with Bad Debt Protection
   Confidentiality: our confidential service means we do not notify your customers you are using our service
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